From dock to door, your freight arrives protected.
Multimodal freight coverage combining sea, air, rail, and road legs under a single policy for seamless door-to-door protection.
Freight Insurance
Protect every shipment, any mode of transport
- Modes Covered
- Sea, Air, Rail, Road
- Policy Type
- Open Cover or Per-Shipment
- Claims Contact
- Single point of contact
- Declaration
- Digital / API
Freight Insurance
Protect every shipment, any mode of transport
Freight Insurance covers goods across multimodal transport chains under one integrated policy. Rather than purchasing separate coverage for each leg, your entire door-to-door journey — truck, rail, vessel, and final delivery — is protected continuously.
Ideal for importers and exporters with complex logistics chains, our freight policies eliminate coverage gaps between carriers and simplify claims regardless of where loss occurs.
Coverage & Reach
Who It's For
Who Needs Freight Insurance?
Importers and exporters using multiple transport modes
Companies with complex door-to-door logistics chains
Freight forwarders arranging combined transport for clients
Manufacturers with just-in-time supply chains across borders
Retailers importing finished goods via multimodal routes
Why It Matters
Key Benefits of Freight Insurance
Single policy covering all transport modes
No gaps between carrier liabilities
Door-to-door continuous coverage
Simplified single-point claims handling
Annual open cover for frequent shippers
Competitive volume-based premiums
What's Included
Coverage Features & Capabilities
Multimodal Integration
Sea, air, rail, and road legs covered under one seamless policy with no handover gaps.
Carrier Liability Top-Up
Covers the difference between carrier limited liability and full cargo value.
Open Cover Facility
Automatic coverage for all declared shipments under pre-agreed terms and rates.
Loss Prevention Support
Packaging and stowage guidance to reduce claims frequency and premium costs.
Important Information
Standard Coverage Exclusions
The following are typically excluded from standard policies. Specific terms vary by placement.
- Loss caused by inadequate packaging by the shipper
- Damage due to inherent vice or natural deterioration
- Seizure or confiscation by customs authorities
- Loss arising from insolvency of the carrier
- Consequential or indirect financial loss
How It Works
Your Path to Protection in 4 Steps
Route Analysis
We map your logistics chain and identify exposure at each transport leg.
Program Design
Structure open cover or per-shipment terms across all modes.
Declaration & Cover
Declare shipments digitally; coverage attaches automatically.
Claims Management
Single-point claims handling regardless of loss location or carrier.
Claims
How Claims Work
A clear, structured claims process designed for fast resolution.
Report the Loss
Notify our claims team within 48 hours of discovering damage or shortage. Provide shipment declaration reference and transport documents.
Damage Assessment
A surveyor inspects the cargo at the point of discovery, photographs damage, and identifies the likely transport leg where loss occurred.
Carrier Notification
We issue formal notice to all carriers in the transport chain, preserving subrogation rights and triggering their liability obligations.
Settlement
Claims are settled on full cargo value regardless of which carrier was at fault, with subrogation recovery handled by our team.
The Thai Insurances Advantage
Why Choose Thai Insurances
We are a single accountable insurance partner combining deep market access, specialist underwriting, and global claims capability — so your coverage is engineered as a system, not assembled from fragments.
- One policy, one claims contact for entire transport chain
- Eliminates carrier liability gaps automatically
- Digital declarations integrated with your ERP or forwarder
- Volume discounts for annual shipping programs
$4.2B+
Trade Value Protected
12,000+
Verifications Completed
87
Countries Covered
3,500+
Active Clients
Common Questions
Frequently Asked Questions
Carriers are liable only up to limited amounts per kilogram under conventions like the Hague-Visby Rules. Freight insurance covers the full declared value of your goods, including profit margin, regardless of carrier fault.
Explore Further
Related Services
Marine Cargo Insurance
All-risk coverage for goods transported by sea, from port of loading to final destination, under Institute Cargo Clauses.
Learn moreInland Transit Insurance
Coverage for goods moved by road and rail within countries and across borders, including cross-border trucking corridors.
Learn moreAir Cargo Insurance
Specialized coverage for high-value and perishable goods transported by air, with instant certificates for urgent shipments.
Learn moreSectors We Serve
Industries Covered
Learn More
From the Knowledge Hub
Ready to Secure Your Freight Insurance?
Get a tailored proposal within one business day. Our specialists will structure coverage, terms, and pricing around your specific operations.
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Business Hours
Monday – Friday: 8:30 – 18:00 (GMT+7)
Saturday: 9:00 – 13:00 (GMT+7)
24/7 claims hotline for policyholders
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