Sail with certainty. Your cargo, fully protected across every ocean.
All-risk coverage for goods transported by sea, from port of loading to final destination, under Institute Cargo Clauses.
Marine Cargo Insurance
Complete protection for goods shipped by sea
- Coverage Basis
- Institute Cargo Clauses (A)
- Quote Turnaround
- Within 2 hours
- Claims Network
- 400+ ports worldwide
- Markets
- Lloyd's & International
Marine Cargo Insurance
Complete protection for goods shipped by sea
Marine Cargo Insurance protects your goods against physical loss or damage during ocean transit. Whether you ship containerized cargo, breakbulk, or project cargo, our policies are structured around Institute Cargo Clauses (A), (B), or (C) to match your risk appetite and trade terms.
We place coverage with Lloyd's of London and international marine markets, giving you access to deep capacity, competitive rates, and a global network of marine surveyors for rapid claims response at any port worldwide.
Coverage & Reach
Who It's For
Who Needs Marine Cargo Insurance?
Exporters shipping goods by ocean vessel
Importers receiving containerized or breakbulk cargo
Trading companies operating under CIF or CIP Incoterms
Manufacturers with regular international supply chains
Commodity traders moving bulk agricultural or mineral products
Why It Matters
Key Benefits of Marine Cargo Insurance
All-risk coverage under Institute Cargo Clauses (A)
Warehouse-to-warehouse protection including inland legs
General average and salvage contribution covered
Claims settled through global marine surveyor network
Coverage for containers, breakbulk, and project cargo
Flexible open cover or single-voyage policies
What's Included
Coverage Features & Capabilities
Institute Cargo Clauses
Choose ICC (A) all-risk, ICC (B) named perils, or ICC (C) basic coverage based on your cargo and route risk profile.
Port-to-Port or Door-to-Door
Extend coverage beyond the port rail to include pre-carriage and on-carriage to final warehouse destination.
War & Strikes Cover
Optional Institute War Clauses and Strikes Clauses protect against war risks, piracy, and civil unrest.
Reefer Cargo Extension
Deterioration of stock coverage for temperature-controlled containers and refrigerated cargo.
Digital Certificates
Instant digital insurance certificates for letters of credit and customs clearance, issued within hours.
48-Hour Claims Processing
Dedicated marine claims team with surveyors at major ports ensures rapid assessment and settlement.
Important Information
Standard Coverage Exclusions
The following are typically excluded from standard policies. Specific terms vary by placement.
- Wilful misconduct of the insured
- Ordinary leakage, loss in weight, or wear and tear
- Insufficiency or unsuitability of packing
- Inherent vice or nature of the subject matter
- Delay, even if caused by an insured peril
- Nuclear weapons or radioactive contamination
How It Works
Your Path to Protection in 5 Steps
Submit Shipment Details
Provide cargo description, route, vessel, and value. Receive a binding quote within 2 hours.
Policy Placement
We place coverage with Lloyd's or international marine markets at negotiated rates.
Certificate Issuance
Digital certificate issued immediately for LC presentation and customs purposes.
Voyage Monitoring
Track your insured voyage with automated alerts for transshipment and port delays.
Claims Support
If loss occurs, our surveyor network responds within 24 hours at any major port.
Claims
How Claims Work
A clear, structured claims process designed for fast resolution.
Notify Within 24 Hours
Report the loss or damage to our claims hotline immediately upon discovery. Provide policy number, voyage details, and a preliminary description of loss.
Surveyor Appointment
We appoint an independent marine surveyor at the nearest port or warehouse to inspect the cargo, assess damage extent, and determine cause.
Documentation Submission
Submit the claim form, original insurance certificate, bill of lading, commercial invoice, packing list, survey report, and carrier correspondence.
Assessment & Settlement
Our claims team reviews the survey report and documentation, confirms coverage, and issues settlement within 12 business days of complete submission.
The Thai Insurances Advantage
Why Choose Thai Insurances
We are a single accountable insurance partner combining deep market access, specialist underwriting, and global claims capability — so your coverage is engineered as a system, not assembled from fragments.
- Direct access to Lloyd's of London marine underwriters
- Surveyor network covering 400+ ports worldwide
- Average claims settlement in 12 business days
- Dedicated marine insurance specialists, not generalists
$4.2B+
Trade Value Protected
12,000+
Verifications Completed
87
Countries Covered
3,500+
Active Clients
Common Questions
Frequently Asked Questions
ICC (A) provides all-risk coverage for any external cause of loss. ICC (B) covers named perils including water damage and washing overboard. ICC (C) covers only major casualties such as sinking, stranding, fire, and collision. Most exporters choose ICC (A) for comprehensive protection.
Explore Further
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Learn moreSectors We Serve
Industries Covered
Learn More
From the Knowledge Hub
Ready to Secure Your Marine Cargo Insurance?
Get a tailored proposal within one business day. Our specialists will structure coverage, terms, and pricing around your specific operations.
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Business Hours
Monday – Friday: 8:30 – 18:00 (GMT+7)
Saturday: 9:00 – 13:00 (GMT+7)
24/7 claims hotline for policyholders
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