When the line stops, your recovery starts immediately.
Machinery breakdown, electronic equipment, and contractor's plant coverage protecting production assets against mechanical and electrical failure.
Machinery Insurance
Breakdown and damage coverage for industrial equipment
- Coverage
- Breakdown all-risk
- Equipment
- Industrial & electronic
- Extras
- Expediting expenses
- Survey
- Engineering-led
Machinery Insurance
Breakdown and damage coverage for industrial equipment
Machinery Insurance covers industrial equipment against sudden and unforeseen mechanical or electrical breakdown — the leading cause of unplanned production downtime. CNC machines, injection molders, turbines, and production lines are covered for repair and replacement costs.
Combined with business interruption extensions, machinery insurance protects both your assets and your revenue when critical equipment fails.
Coverage & Reach
Who It's For
Who Needs Machinery Insurance?
Manufacturers dependent on production machinery and equipment
Power plants and utilities with critical generation assets
Food processing companies with specialized production lines
Mining operations with heavy extraction equipment
Hospitals and data centers with critical electronic systems
Why It Matters
Key Benefits of Machinery Insurance
Mechanical & electrical breakdown cover
Production machinery protection
Electronic equipment coverage
Contractor's plant & equipment
Business interruption extensions
Expediting expenses for urgent repairs
What's Included
Coverage Features & Capabilities
Breakdown Coverage
Sudden mechanical failure, electrical damage, operator error, and centrifugal force damage covered.
Electronic Equipment
Computers, medical equipment, and electronic control systems covered all-risk.
Expediting Expenses
Air freight and overtime costs for emergency repairs covered to minimize downtime.
Deterioration of Stock
Goods in process damaged by machinery breakdown covered.
Important Information
Standard Coverage Exclusions
The following are typically excluded from standard policies. Specific terms vary by placement.
- Damage covered under manufacturer's warranty
- Gradual wear, corrosion, or deterioration
- Damage from war, nuclear risk, or deliberate acts
- Losses due to operator error without mechanical failure
- Equipment used beyond designed capacity without endorsement
How It Works
Your Path to Protection in 4 Steps
Equipment Register
We compile a detailed machinery register with values and specifications.
Risk Survey
Engineering survey assesses maintenance standards and exposures.
Program Placement
Coverage placed with machinery specialist underwriters.
Breakdown Response
Rapid assessment and expediting support when breakdown occurs.
Claims
How Claims Work
A clear, structured claims process designed for fast resolution.
Breakdown Report
Notify us within 48 hours of a mechanical or electrical breakdown. Provide equipment details, operating conditions, and failure circumstances.
Engineering Inspection
A specialist engineering surveyor examines the failed equipment, determines the cause of breakdown, and assesses repair options.
Repair vs. Replace
We assess whether repair or replacement is more economical, including expediting expenses for urgent parts import.
Settlement
Payment covers repair costs, replacement parts, and expediting expenses. Business interruption extension claims assessed separately.
The Thai Insurances Advantage
Why Choose Thai Insurances
We are a single accountable insurance partner combining deep market access, specialist underwriting, and global claims capability — so your coverage is engineered as a system, not assembled from fragments.
- Engineering-led underwriting with maintenance insights
- Expediting expense coverage minimizing downtime
- Combined asset and revenue protection programs
- Specialist knowledge of Thai manufacturing equipment
$4.2B+
Trade Value Protected
12,000+
Verifications Completed
87
Countries Covered
3,500+
Active Clients
Common Questions
Frequently Asked Questions
No. Machinery breakdown insurance covers sudden and unforeseen damage, not gradual deterioration or wear and tear. However, resulting damage from a breakdown event is covered.
Explore Further
Related Services
Commercial Property Insurance
Coverage for commercial buildings, plant, machinery, and contents against fire, natural disasters, theft, and accidental damage.
Learn moreBusiness Interruption Insurance
Loss of profits and fixed cost coverage when insured damage halts operations, keeping your business financially stable through recovery.
Learn moreConstruction Insurance
Contractors' All Risk, erection all risk, and project-specific coverage for construction projects of every scale.
Learn moreSectors We Serve
Industries Covered
Learn More
From the Knowledge Hub
Ready to Secure Your Machinery Insurance?
Get a tailored proposal within one business day. Our specialists will structure coverage, terms, and pricing around your specific operations.
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Business Hours
Monday – Friday: 8:30 – 18:00 (GMT+7)
Saturday: 9:00 – 13:00 (GMT+7)
24/7 claims hotline for policyholders
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