Invest across borders without betting on stability.
Coverage against expropriation, political violence, currency inconvertibility, and breach of contract by governments for cross-border investments.
Political Risk Insurance
Protect investments from sovereign and political events
- Tenor
- Up to 15 years
- Perils
- Expropriation, violence, transfer, breach
- Markets
- MIGA, ECA, private
- Monitoring
- Continuous country alerts
Political Risk Insurance
Protect investments from sovereign and political events
Political Risk Insurance (PRI) protects investors, lenders, and traders against losses from political events: expropriation, political violence, currency inconvertibility, and government breach of contract. Essential for infrastructure projects, natural resources, and investments in emerging markets.
We access capacity from MIGA, national export credit agencies, and the private London market, structuring multi-year coverage matched to your investment horizon.
Coverage & Reach
Who It's For
Who Needs Political Risk Insurance?
Investors with equity stakes in foreign subsidiaries or JVs
Lenders financing projects in emerging markets
Companies with long-term contracts subject to government action
Infrastructure developers in politically volatile regions
Natural resource companies with concession agreements
Why It Matters
Key Benefits of Political Risk Insurance
Expropriation & nationalization coverage
Political violence & war risk protection
Currency inconvertibility & transfer cover
Government breach of contract coverage
Terms up to 15 years for investments
MIGA & private market access
What's Included
Coverage Features & Capabilities
Investment Protection
Equity, shareholder loans, and loan guarantees protected for terms up to 15 years.
Contract Frustration
Coverage when government action prevents contract performance or payment.
Lender Coverage
Protection for project finance lenders against political payment defaults.
Trade Embargo Cover
Protection against sudden sanctions and trade restrictions affecting contracts.
Important Information
Standard Coverage Exclusions
The following are typically excluded from standard policies. Specific terms vary by placement.
- Losses from commercial mismanagement or poor business decisions
- Currency devaluation not linked to a covered political event
- Pre-existing political conditions disclosed before inception
- Nuclear, chemical, or biological contamination
- Breach of contract by the investor themselves
How It Works
Your Path to Protection in 4 Steps
Risk Mapping
We map political exposures across your investment structure and host countries.
Structure Design
Multi-peril coverage structured for your investment tenor and value.
Market Access
Capacity sourced from MIGA, ECAs, and private political risk markets.
Ongoing Monitoring
Country risk monitoring with early warning alerts throughout the policy term.
Claims
How Claims Work
A clear, structured claims process designed for fast resolution.
Event Notification
Notify us within 30 days of a political event that may trigger coverage — expropriation order, transfer block, or contract repudiation.
Waiting Period
A standard 90-day waiting period applies for transfer restriction claims, allowing time for government resolution.
Quantification
Our team values the loss based on fair market value of the investment, outstanding loan balance, or contract value as applicable.
Settlement
Payment issued within 60 days of claim acceptance. For MIGA or ECA-backed policies, we coordinate multi-party settlement.
The Thai Insurances Advantage
Why Choose Thai Insurances
We are a single accountable insurance partner combining deep market access, specialist underwriting, and global claims capability — so your coverage is engineered as a system, not assembled from fragments.
- Direct relationships with MIGA and major ECA providers
- Private market capacity for faster placement than multilateral routes
- Structures up to 15 years matching project finance tenors
- Country risk analysts providing ongoing portfolio monitoring
$4.2B+
Trade Value Protected
12,000+
Verifications Completed
87
Countries Covered
3,500+
Active Clients
Common Questions
Frequently Asked Questions
Coverage includes direct expropriation (nationalization, seizure) and creeping expropriation — a series of government actions that substantially deprive you of investment value, such as discriminatory taxation or license revocation.
Explore Further
Related Services
Export Credit Insurance
Specialized coverage for export receivables against commercial and political risks, supporting exporters entering new and emerging markets.
Learn moreCountry Risk Analysis
Country risk ratings and market entry intelligence covering political stability, economic fundamentals, regulatory environment, and trade infrastructure.
Learn moreTrade Risk Assessment
Comprehensive assessment of trade risk exposure across counterparties, countries, payment terms, and logistics — with quantified ratings and mitigation roadmaps.
Learn moreSectors We Serve
Industries Covered
Learn More
From the Knowledge Hub
Ready to Secure Your Political Risk Insurance?
Get a tailored proposal within one business day. Our specialists will structure coverage, terms, and pricing around your specific operations.
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Business Hours
Monday – Friday: 8:30 – 18:00 (GMT+7)
Saturday: 9:00 – 13:00 (GMT+7)
24/7 claims hotline for policyholders
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